Happy family with new home keys

Shree Balaji Finance

Home Loan

Make your dream home a reality with affordable home loans, low interest rates, and flexible EMI options.

Home Loan at a Glance

  • Loan Amount₹5 Lakh – ₹5 Crore
  • Interest RateStarting from 8.5% p.a.
  • Loan TenureUp to 20 Years
  • Processing FeeMinimal & Transparent
  • Prepayment PenaltyNil
  • Approval TimeWithin 48–72 Hours
Home/Services/Home Loan

About Home Loan

Buy Your Dream Home With Confidence

Shree Balaji Finance helps new homebuyers and existing homeowners by providing the best home loans at attractive rates of interest with flexible EMI payment options. We make people trust us and buy their dream home with confidence.

Whether you are buying your first home, constructing a new house, or looking to renovate your existing property — we have the right home loan product for you. Our team of experts will guide you through every step of the process.

Home loan illustration

Why Choose Our Home Loan?

Low Interest Rates

Get home loans at the most competitive interest rates in the market, saving you money over the loan tenure.

Flexible EMI Options

Choose an EMI plan that fits your monthly budget. We offer flexible repayment tenures up to 20 years.

Quick Approval

Our streamlined process ensures fast loan approval so you can move into your dream home sooner.

Minimal Documentation

We keep paperwork simple and minimal. Our team helps you through every document requirement.

No Hidden Charges

Complete transparency in all charges. No surprise fees or hidden costs at any stage of the loan.

Expert Guidance

Our experienced financial advisors are available to answer all your queries and guide you at every step.

Eligibility

Who Can Apply?

  • Salaried individuals with a stable monthly income
  • Self-employed professionals and businesspersons
  • Age between 21 to 65 years at the time of loan maturity
  • Minimum 2 years of work experience (salaried) or business vintage
  • Good credit score (CIBIL 650 and above preferred)
  • Indian resident or NRI with valid documents

Documents Required

Keep These Ready

  • Identity Proof – Aadhaar Card / PAN Card / Passport / Voter ID
  • Address Proof – Aadhaar Card / Utility Bill / Rent Agreement
  • Income Proof – Last 3 months salary slips / ITR for 2 years
  • Bank Statement – Last 6 months
  • Property Documents – Sale deed, NOC, approved building plan
  • Passport size photographs – 3 copies
View full documents list

Ready to Apply for a Home Loan?

Talk to our experts today and get the best home loan deal tailored for you.